A 401(k) Built for the Industry You’re Building

Retirement Edge gives cleantech companies of every size — from two-person startups to established enterprises — the same retirement infrastructure used by the world’s largest employers. At a fraction of the cost. Built by Newfront, brought to you by CleanTech Alliance.

Ready to bring Retirement Edge to your team?

Get started here: [link to intake page on Toucan Tech — coming soon] Questions? Email us!

Newfront has built FutureFront to make institutional-quality retirement infrastructure accessible to organizations that would not otherwise have the scale to access it. Through our long-standing partnership with the CleanTech Alliance, we’re proud to bring that infrastructure — and preferential pricing — to clean technology companies of every size.

Newfront Retirement Services, Inc. | SEC-Registered Investment Adviser

Vestwell powers the recordkeeping, plan administration, and employer platform that make Retirement Edge work day-to-day, with integrations to leading payroll providers including ADP, Gusto, Rippling, and Paychex.

Vestwell | Retirement Plan Recordkeeper & Administrator

BlackRock provides the program’s institutional-grade investment options, including the LifePath Index CIT Target Date Series at 0.045% — pricing typically reserved for plans with more than $100 million in assets.

BlackRock | Institutional Investment Manager

	Delivering Institutional Access World-class retirement infrastructure usually sits behind a $100 million plan-asset threshold. Through Retirement Edge, every member organization gets institutional access from day one — including BlackRock LifePath Index Target Date Funds at 0.045%, roughly half the cost of standard index alternatives Investment menu curated by Newfront as 3(38) Investment Advisor. Default fund: BlackRock LifePath Index CIT Target Date Series. Diversified options across asset classes available for participant selection
	Making It Accessible Two employees? A startup that just hired its first non-founder? Retirement Edge is designed for cleantech employers of every size. Plans are available to companies with as few as one eligible employee, with no upper headcount limit — from pre-revenue startups to established enterprises. Retirement Edge is available nationwide to clean technology companies, with negotiated rates for CleanTech Alliance members and flat program-only rates for non-members. Non-profits of any size receive the lowest-tier program rate.
	Making it Easy Setting up a 401(k) used to mean weeks of paperwork and ongoing administrative drag. Retirement Edge replaces that with a single, integrated platform. Vestwell handles recordkeeping, plan administration, and compliance. Payroll integration with ADP, Gusto, Rippling, Paychex, and most major providers. Online enrollment completes in under 5 minutes per employee. Dedicated service team for both employers and employees, included.
	Meeting Your Bottom Line Retirement Edge gives members negotiated pricing on every major plan fee — advisory, recordkeeping, and setup — with hard-cost savings vs. standard non-member rates in Year 1 and every year after. New plans may also qualify for federal SECURE 2.0 tax credits of up to $5,500 per year for three years ($16,500 total), which can offset the cost of starting a plan entirely. For founders and key employees, profit sharing structures enable contributions of up to $70,000–$77,500 per year tax-deferred (2026 limits).
	Protecting Fiduciaries Selecting and monitoring 401(k) investments is a legal responsibility most cleantech executives aren’t equipped to take on. Retirement Edge solves that. Newfront serves as 3(38) Investment Advisor — accepting discretionary fiduciary liability for investment selection and ongoing monitoring. Your organization’s exposure transfers to them, so you’re not personally responsible for specific investment performance as long as you prudently selected and monitor Newfront.
	CleanTech Alliance Membership Connection Retirement Edge is available nationwide to the cleantech industry — members and non-members both. But membership unlocks meaningful additional value: lower program fees, plus discounted event pricing, networking, policy engagement, and visibility within a 1,000+ member organization. Gold, Platinum, and Executive Circle members receive Retirement Edge at no additional charge.